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FREE LANDLORD CALCULATOR
BRRRR Refinance Calculator
See the new refinance loan, gross cash-out proceeds, cash recovered, and how much of your original capital remains in the deal.
NET REFINANCE PROCEEDS / (CASH REQUIRED)
NET PROCEEDS / (CASH REQUIRED)
NEW REFINANCE LOAN
GROSS PROCEEDS AFTER PAYOFF
ESTIMATED CASH INVESTED (USES CURRENT PAYOFF)
CASH LEFT IN DEAL
CASH RECOVERED
Tax note: Cash received from a refinance is generally loan proceeds rather than sale income, so receiving the borrowed funds itself generally is not treated as taxable income. Interest deductibility and other tax consequences depend on how the proceeds are used and your circumstances. This calculator is educational, not tax advice.
Maximum new loan = ARV × refinance LTV
Gross proceeds after payoff = new loan − existing loan payoff
Net cash-out = gross proceeds − refinance costs
Cash left in deal = modeled initial cash − signed net proceeds. A negative net-proceeds figure requires additional cash at refinance. Initial cash is approximated from purchase and rehab less the supplied payoff; actual acquisition financing and subsequent principal payments may differ.
BRRRR refinance
A refinance can return some or all of the cash you invested while you continue to own the property. The calculator separates the new loan amount from the money actually available to you after paying off existing debt and refinance costs.
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