House Hack Calculator

Separate your personal housing cost from the property's investment economics. Model rent from other units now and the whole property after you move out.

Purchase price$Down payment%Interest rate%Loan termyearsTaxes + insurance$/moOther operating costs$/moRent from other units/rooms$/moMarket rent for your unit$/moVacancy after move-out%

YOUR NET HOUSING COST

TOTAL MONTHLY PROPERTY COST

RENT OFFSET

MOVE-OUT CASH FLOW

MOVE-OUT DSCR

Two questions, one property

A house hack should answer both: “What does it cost me to live here?” and “What does this become as a full rental?” This calculator keeps those questions separate.

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