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INVESTOR TOOL
House Hack Calculator
Separate your personal housing cost from the property's investment economics. Model rent from other units now and the whole property after you move out.
YOUR NET HOUSING COST
TOTAL MONTHLY PROPERTY COST
RENT OFFSET
MOVE-OUT CASH FLOW
MOVE-OUT DSCR
Two questions, one property
A house hack should answer both: “What does it cost me to live here?” and “What does this become as a full rental?” This calculator keeps those questions separate. The other-unit rent input offsets your housing cost today and is treated as scheduled rent after move-out. If current collections already reflect vacancy, replace them with scheduled rent when reviewing the move-out case. Include mortgage insurance, if applicable, in other operating costs.
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