LandlordCalculus
EQUITY EFFICIENCY

When should you sell?

A property can be a great investment and still become an inefficient place for your equity. Compare the same future date for holding versus selling and redeploying the net proceeds.

Apples-to-apples model: annual hold cash flow is reinvested at the entered alternative return. Both paths include a sale: today for redeployment, or at the horizon for holding. The selling-cost percentage applies to each sale; enter the tax estimates separately.
MODELED CURRENT RETURN ON EQUITY—
CURRENT EQUITY—
NET SALE PROCEEDS TODAY—
HOLD WEALTH AFTER FUTURE SALE—
MODELED REDEPLOY WEALTH—
WEALTH DIFFERENCE—
BREAK-EVEN ALT. RETURN—
EST. LOAN AT HORIZON—
MODELED DIRECTION—
Explore tax strategies & 1031 →

Educational comparison, not financial or tax advice. The tax input is deliberately user-entered because basis, depreciation recapture, capital gains, state tax, passive losses and 1031 eligibility are taxpayer-specific. Principal paydown is a planning estimate, not an amortization schedule. Operating cash flow and alternative returns are pre-tax; sale-tax amounts are entered separately. The crossover solver searches −95% to 100% and does not guarantee a unique solution.